Health and Dental Coverage

The SOGS health plan includes coverage of prescription drugs, as well as basic dental care and vision coverage. Please visit ihaveaplan.ca for information about the SOGS Health and Dental Plan.

DISCLAIMER: Although we endeavour to ensure that the health plan information as presented here is as current and accurate as possible, errors do occasionally occur. Therefore, we cannot guarantee the accuracy of the information. Use the link above to access the most accurate information. SOGS and its extended health provider do not assume any liability for any inaccuracies that may be contained herein. More complete health plan information is available in the SOGS office.

SOGS Health Plan Opt In/Out Information

Opt-in and Opt-out deadline is the last business day of the first month of your enrollment term. If you still choose to opt-out and do so by the deadline you will receive a refund of the health plan premiums (excluding administration fees) you were billed on your tuition fee bill.

Opt-Out of the SOGS Health Coverage

Click here for  ONLINE OPT-OUT

If you are already covered by another insurance plan, for example, under your parents (this does not mean your provincial health care plan – e.g., UHIP or OHIP), then you may choose to opt-out of the SOGS plan.

You should know that your student health and dental plan includes benefits specially designed for student needs. You may find it to your advantage to remain enrolled in both this plan and your other extended health plan in order to increase your total coverage by coordinating the benefits of the two plans.

If you still choose to opt-out and do so by the deadline you will receive a refund of the health plan premiums you have been billed on your tuition fee bill.

  • If you are enrolled in September, you can opt-out from September 1 – 30.
  • If you are first enrolled in January, you can opt-out from January 1 – 31.
  • If you are first enrolled in May, you can opt-out from May 1 – 31.

Opting-in

Family member Opt-in

Click here for  OPT-IN FORM

Full-time graduate students can enroll a spouse or partner, of either the same or opposite sex, who is publicly represented as a “spouse” and any children under 21 years of age (25 if they are still attending school). The attached opt-in form must be completed and submitted to the SOGS office along with payment by the deadline indicated on the form. Payments can be made by cash, cheque, or e-transfer to sogs.accounting@uwo.ca.

Full-time Students – Non-Residential (Education)

Click here for  OPT-IN FORM

As per the request of the non-residential students, SOGS has agreed to exclude these students from the health plan. The attached opt-in form must be completed and submitted to the SOGS office along with payment by the deadline indicated on the form. Payments can be made by cash, cheque, or e-transfer to sogs.accounting@uwo.ca.

Part-time Students

Click here for  OPT-IN FORM

Part-time graduate students are not included in the SOGS health plan but are eligible to opt-in. The attached opt-in form must be completed and submitted to the SOGS office along with payment by the deadline indicated on the form. Payments can be made by cash, cheque, or e-transfer to sogs.accounting@uwo.ca.

Post-Doctoral Fellows

Click here for  OPT-IN FORM

Post-doctoral fellows are also eligible to opt-into the SOGS health plan but must provide proof validating status on campus. The attached opt-in form must be completed and submitted to the SOGS office along with payment by the deadline indicated on the form. Payments can be made by cash, cheque, or e-transfer to sogs.accounting@uwo.ca.

A new post-doc can opt into the plan at anytime during the first two months of their contract. They must submit an opt-in form that is signed by their supervisor and present the relevant portion of their contract, with payment to the SOGS office. The plan is then valid until August 31 of the year.

A continuing contract post-doc must apply to opt-in by the last business day of September.

Exchange and Visiting Graduate Students

Exchange and visiting students at UWO are not eligible for the SOGS health plan.

How to Submit a Claim

For your own reference, the Studentcare Group Number for your Health & Dental coverage is Q1109. For Travel, the Group Number is 97180. Your personal account number is your student card number. For a detailed list of your coverage (Health, Dental, Vision, Travel, Pharmacy, Practitioners, and Mental Health), see the Studentcare website.

If you wish to submit your claim by mail, click here for the necessary form. Be sure to choose the form associated with the specific care (ie. Dental) you’re submitting a claim for. You must print off the form and mail it to the address that’s listed at the bottom of the form.There are three ways to submit a claim: by mail, electronically, or mobile app.

Submit Claim

You are welcome to mail the form yourself, or you may drop off your form to the SOGS Office (UCC 260) and SOGS will mail the form for you. Keep in mind, however, that SOGS mails out health claim forms once every two weeks.

If you wish to submit your claim electronically, you may do so through Desjardins (the insurance provider under Studentcare).

Under “Log On”, under “For Individuals”, click on “Group Insurance”. This will open another browser window:

Desjardins

If you don’t know what your User ID and Password is, click on “Register now”. Once you’ve set up your information, you will be able to access your claims history online.

Under “I want to”, click on “Submit a claim online”.

Submit a Claim online

The “Conditions of Use” page will open. Click on “I accept” near the bottom of the screen to begin the process.

You will then see an Entry form that allows you to submit up to $1000 worth of claims per day. There is a drop down menu under “Service” that allows you to specify what you are making a claim for. The system also allows you to keep track of your Service providers. Click on “Manage your list” next to Professional/Service provider (located in the top middle of the image below) to keep track of your providers to make future claims easier to manage.

Manage

Once you have added all claims, click “Send” to submit the claims.

If you wish to submit your claim by mobile app, you must have either an iPhone or an Android. Visit Studentcare’s website for more information regarding the app. Be sure to download the correct one depending on your phone.

PSAC 610 Extended Health Plan (EHP)

If you are a Teaching Assistant (TA) and a member in good standing with PSAC 610, you will be able to apply for the Extended Health Plan (EHP), which you can use to increase your overall health care coverage.

SOGS members are welcome to apply for expenses to the EHP at the same time they apply for SOGS coverage, but the EHP Administrative team will assume that you will receive the maximum coverage from the SOGS plan. It is therefore recommended that you apply for your SOGS coverage first, and then submit your claims to PSAC 610.

How do you prove that you’ve already maxed out your SOGS Extended Health Care coverage in order to claim the PSAC Extended Health coverage?

Visit the Desjardins website (the insurance provider under Studentcare) and “Log On” to access your claims history.

Under “Log On”, under “For Individuals”, click on “Group Insurance”. This will open another browser window:

Desjardins 2

Once logged in, you will be able to access your claims history online. Under “I want to”, click on “Consult my transaction history”.

Submit a Claim online

The following page will open:

Transaction History

Click on “Details” next to the transaction history you wish to print the proof of claim for.

Print the information (by hitting the “Print” button) that’s listed under “Details” as your proof to PSAC 610 regarding your SOGS coverage usage.

In the example below, you can see that the student has used $189 out of their allotted $200 for Vision care through SOGS Extended Health Care Plan. Once you have maxed out your $200 for Vision care under the SOGS plan, you must submit proof of this to PSAC 610 in order to be reimbursed for additional Vision care coverage.

example claim